Safe Holiday Shopping – Tips on What to Look For

The internet has made it quite convenient for people to shop online and many are making purchases from the comfort of their home versus trying to tango with traffic and factory through mall mobs for their one day consistently deals and sales offers. Time is money and consumers are making acceptable use of their time by spending online. While shopping online has many great advantages, like anything else, it has its downsides.

Underneath, weve compiled some of the best online shopping tips out there to help you avoid any online headaches when making your holiday purchases. Follow these guidelines and you may just finish of saving more time and money.

ONE: Cater to credit and discard the debit. Using your debit card may seem more convenient and thrifty, avoiding creditor fees, etc but many banks are now assessing more fees to debit card charges than the difference youd pay in interest. More importantly, should you become a victim of identity theft your entire bank account could be drained using a debit card vs a credit card. Also, banks have made it more difficult to recover funds from debit fraud than credit card disputes.

TWO: Trace your transactions. Most online purchases give a print option from the purchase confirmation page. This is a great tool if everyone had a printer, ink cartridges were half the cost of another printer, and or we went conservatively trying to save the planet. A better option is to take a screen shot of the confirmation page and email it to yourself, creating an envelope on your desktop or in your email account labeled receipts. This is also ideal to do with your monthly bill pays. Often an online payment VIP Airport Lounge may not have ‘processed’ and creditors are speedy to hit you with a charge. On the off chance that you screenshot and document all your online transactions you’re creating an E-trail to reference should something arise later regarding your purchases or payments.

THREE: Watch UR URLs. Number one/on the off chance that you receive an email from an unknown source asking you to navigate delete it. Delete it and permanently delete it. Most viruses are spread by email. Some trick about some fantastic deal that weve all fallen for. Along with email there any many phantom sites that mirror legitimate sites to make people think their on the official page and BAM! You’ve voluntarily given all your payment information to a hacker. Most of the bogus emails we mentioned earlier are directed to sites like these. You can identify these bogus bad boys by checking the url at the top (the web address). In the event that it says or has sort or weird extension-get out of there asap. Also, you can identify a secured page versus a non-secured page by checking the http at the beginning of the url. A secured page will have the http with a s, like https://this ensures the information youre submitting is on a page protected page.